The Loan Women Program otherwise known as the Twezimbe project was born out of seeing the need of the many women that were widowed, living with HIV, or simply living in poverty. In keeping with all Beyond Uganda is called to do, we do not want to fix immediate needs, but perpetuating the dependency on others that keep these women locked in poverty. We want to partner with the local women to empower them and create opportunities for them to help themselves out of poverty.
THE THREE PROGRAMS BELOW WERE CREATED OUT OF THE NEED DESCRIBED ABOVE
KEEP SCROLLING DOWN TO LEARN ABOUT EACH OF THEM
MICRO LOAN PROGRAM
The micro loan program is a program that teaches women life skills so she can be self sufficient for her family.
How it works is an interest free loan of $50 is given to a woman that qualifies. She is then placed into a community of other loan women where they learn different skills and new ways to run a business. They pay the loan down in weekly payments and have to pay it back in six months.
A $50 DONATION CAN CHANGE A WOMAN’S LIFE
GRACE SAVINGS PROGRAM
After women have gone through the loan program they typically have money that they are not used to having. We teach them how to to be good stewards of their money.
The women meet weekly with their community of other women involved in the program. They are educated on savings basics and money management. We also have lock boxes to store money since it is unsafe to keep money at home. These women also compile portions of their earnings into a general fund and help others with a larger purchase that normally would not be affordable.
WATCH THIS WHITE BOARD VIDEO TO LEARN MORE ABOUT THE LOAN WOMEN PROGRAM
This program is similar to the micro loan program but it is specific for tailoring. It gives a $100 sewing machine to a woman who qualifies. They are then taught different techniques and skills along with being inserted into a community of other tayloring women.
This community is taught business practices, life skills, and financial management. The community compiles their money together and decides who the next sewing machine loan will go to.
BELOW ARE SOME EXAMPLES OF THE ITEMS THE TAILORING WOMEN MAKE
VISIT THE STORE TO SEE ALL THE CREATIVE TALENTS OF OUR TAILORING WOMEN
WITH CONTINUED SUPPORT WE HAVE PROVIDED
LOANS PAID BACK
MORE LIVES ARE IMPROVED EACH DAY
Ruth Bakitabwire is a 56 year old widow and full time care giver for her 6 year old granddaughter that has been abandoned by her mother and father is living on the streets addicted to alchohol. She has successfully gone through the loan program and is awaiting a expansion loan to expand her silver fish food business to a permanent location in the market.
Aisha Namukose is 41 years old with 5 children. Her husband left her with nothing and she came to Beyond Uganda seeking a loan to start a small “general store” type business. It has done well and she has rented a stall close to a school that enables her to sell snacks to children coming and going to school. She has successfully paid her loan back and is awaiting a expansion loan to purchase a wider variety of items to stock at her store. She is able to pay her childrens school feeds with the profit she makes from her business.
Rehema Kagoya is a 45 year old single monther that was left on her own after her husband died fighting in Somalia. She sells charcoal on the roadside to provide food and shelter for her 2 sons. She is currently awaiting a new loan of $50 to purchase more wood to make charcoal and a more central stall in the market to sell even more of her charcoal. Charcoal is Uganda’s source of energy used by everyone who cooks .